Global recession fears grow as factory activity shrinks – Reuters

Factory activity contracted across Asia and Europe last month as an escalating trade war between Washington and Beijing raised fears of a global economic downturn and heaped pressure on policymakers to roll out more stimulus.
— Read on www.reuters.com/article/us-global-economy/global-recession-fears-grow-as-factory-activity-shrinks-idUSKCN1T40EI

Building a Simple Bond or GIC Ladder for Retirement

How to build a Bond or GIC Ladder is a simple three step process.

  • Decide the amount of money to put into a Bond or GIC for the longterm $50,000, $100,000, $200,000 etc.
  • As longterm interest rates are on the upward trend decide on what increments to invest in, 3rds, 4ths, 5ths.

Example: Intial Investment $50,000 (Split over 5 years equally)

Year 1 – $10,000

Year 2 – $10,000

Year 3 – $10,000

Year 4 – $10,000

Year 5 – $10,000

At Year 6 reinvest Year 1 into a new Bond or GIC, and keep repeating as each Bond or GIC needs to be renewed.

  • The benefits paying taxes on only one-fifth of the interest earned on the Bond or GIC and protecting oneself as interest rates rise (positive) or as interest rates decrease (negative).

Author – Sam Latella – copyright 2019

How to Build a Dividend Income Stream

Building a dividend income stream is quite simple and can be done by any investor with an interest in investing and learning.

The five essential investing steps are below.

  • Market Timing – Even though it is difficult to time the market. The basic timing is knowing when the economy is in a recession. Investor psychology is at an all time low. The stock market at this time is filled with many opportunities of good valuations on stock prices.
  • Segmenting the most important 11 sectors – Understanding the 11 most important sectors and finding the five largest companies listed on the stock market by market share, sales, and profit. The research should result in a listing of 55 companies or stocks to possibly invest in.
  • Dividend Payers – Chose the top two in each of the 11 sectors and are dividend payers from the above 55 companies. The analysis should result in a list of 22 companies or stocks to invest in.
  • Diversification – Begin purchasing those shares in each sector in increments of 25, 50, 100 shares or more at a time.
  • Dividend Income Stream – List the dividend payment dates on a calendar to create a monthly dividend income stream from the stocks that have been purchased.

The benefits of doing this on your own 1. no extra fees only the one time purchase of a brokerage fees. 2. Diversified Portfolio. 3. Dividend Income Stream created. 4. Dividends are more Tax efficient. 5. Buy and hold strategy created for the longterm.

Author – Sam Latella – Copyright 2019